Cost	• Usually costs less than an on-site bookkeeper • No travel time to pay for • No annual accounting software cost (bookkeeper provides software) • Expertise and intergrity in accordance with Padgett policy	• Usually costs more than an off-site bookkeeper Travel time to pay. Accounting software purchase and timely upgrade cost is expensive. Work in accordance with clients policy.
Efficiency	• Don’t have to schedule time for bookkeeper to come to office • Bookkeeper provides own desk, computer, software, supplies • Business owner can provide answers to questions by e-mail.	• Bookkeeper can open mail, organize documents and perform other administrative tasks • No need to arrange transport of(fax/email/courier) documents to bookkeeper • Bookkeeper can write cheques more frequently • Slightly less time-consuming for business owner - does not have to annotate deposits and electronic transfers on bank statements
Accessibility	• Usually more accessible because not having to spend time travelling and spends most of the day at own office
Communication	• Answering bookkeeper’s questions can be done by e-mail (usually at a time convenient for owner)	• Answering bookkeeper’s questions is  done verbally and can be an interruption during the work day
Software & Data	• Accounting software data file resides at bookkeeper’s location • Automatically backed up multiple times per day for disaster recovery purposes.	• Accounting data file resides at business location • No additional monthly fee for access to live accounting data file (because data file resides on company computer) • May not be backed up regularly
Business Security	• Less susceptible to fraud because bookkeeper does not make bank transactions